Maryland Bankruptcy Lawyer

If you are facing overwhelming debt, you're not alone. At the office of Shawn D. Bartley and Associates, LLC in Silver Spring, Maryland, we are dedicated to helping individuals find relief from debt. Call 301-741-4124 or contact us online to schedule an appointment to discuss your situation.

Getting Relief From Debt

Filing for bankruptcy prevents additional interest and late fees. As soon as you complete the bankruptcy filing, an automatic stay goes into effect that will stop all collection activity. Creditors cannot call, send letters, garnish your wages or sue you for debts until your bankruptcy case is resolved.

Filing for either Chapter 7 or Chapter 13 bankruptcy allows many individuals to get relief from debt, but bankruptcy is not always the right solution. We will listen to your concerns and explain how the law applies to your situation.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is sometimes referred to as a "liquidation" because it allows the bankruptcy trustee to liquidate your assets to pay debs and discharge many of your unsecured debts.

• Chapter 7 bankruptcy can completely wipe away debt from credit cards, store accounts, and medical bills.
  
• If you are willing to surrender your property, Chapter 7 can also help you get relief from secured debts like your mortgage and car loan.

We know how the bankruptcy laws work, and we will work hard to help you find debt relief in the way that makes the most sense for your individual situation.

Chapter 13 Bankruptcy

There are some kinds of debt that cannot be completely discharged, and not everyone qualifies for Chapter 7 bankruptcy. Chapter 13 bankruptcy allows you to reorganize your debt into a reasonable payment plan. You may be able to keep your family home an car in a Chapter 13 if you can afford a payment plan.

By reorganizing debt in a Chapter 13 plan, you can pay your current bills and slowly pay back the debt that accumulated in the past.

Alternatives to Bankruptcy

Although bankruptcy is the best solution to debt in many cases, it is not always the right choice. We will listen to your concerns and closely analyze your situation. If filing for bankruptcy is not the right option for you, we will explain to you and help you understand bankruptcy alternatives.

Experienced Bankruptcy Lawyer

Attorney Shawn Bartley will personally guide you through your case. We will explain how the law applies to your unique situation and help you make the right decision.

If debt has become an overwhelming burden in your life, call 301-741-4124 or contact us online to schedule an appointment. Our office is open Monday through Friday between 8:30 a.m. and 5:30 p.m., Monday through Friday, and on Saturdays by appointment.

Servicios del intérprete disponibles. A Spanish interpreter is available by appointment.

Shawn D. Bartley and Associates, LLC

8720 Georgia Avenue
Suite 701
Silver Spring, MD 20910
Telephone: 301-741-4124 
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